Stated Income and No Income Verification Home Loan Programs

We offer a variety of program options for qualifying for a mortgage using assets and/or bank statements rather than Tax Returns, W2s, and K-1s..

  • No Tax Returns, Paystubs, W2s, or K-1s

  • Competitive Interest Rates

  • Interest Only Options Available!

  • Ability to use assets to qualify

  • Some options that also do not require bank statements

  • Fixed Rate and Adjustable Rate Options

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Alternative Income Documentation Programs

Looking for a way to qualify for a home loan without using traditional income verification? Our bank statement, no-ratio, no income verification, and stated income programs may be the answer. We offer financing solutions for primary residences, second homes, and investment properties.

No tax returns, K-1s, or W2s verification is required. We also offer interest-only options for borrowers looking for lower payments during the short term.

Call today (619) 404-6637 for a free quote and consultation.

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What You Can Qualify for Options

Learn your learn exactly how much you qualify for and what you would save by working with Harbor Funding Group.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

Get In Touch

4883 Ronson Court, Suite A, San Diego, CA 92111

License Info

Company NMLS: 1862063

Approved States:

AR, AZ, CA, CO, FL, IA, ID, IL, MD, MI, NJ, OH, OR, PA, SC, TN, TX, VA, WA, WY

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This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.

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