Broker Buddy LLC

Purchase
Refinance
Loan Options
Non-QM Loans
Investor Loans

Call Now! (619) 404-6637

1099 Home Loan Qualifier

Qualify Based on bank statements only!

No W2's or Tax Returns Needed!

Interest Only Options Available!

Get up to 90% Financing

100% Gift Funds Allowed

Fixed Rate and Adjustable Rate Options

Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 03/17/2026

Are you self-employed or 1099?

Self-Employed

1099

Both

Neither

How many years have you been self employed?

0 - 12 months

1 - 2 years

2 + years

What Percent of the Business Do You Own?

100%

75%

50%

25%

Less Than 25%

Does your revenue from the business get deposited into a business checking or personal checking?

Business Checking

Personal Checking

Both

Are you purchasing, refinancing, or cashing out?*

Purchasing

Refinance (No Cash Out)

Cash Out Refinance

Do you want cash out or are you just looking to refinance to a lower rate?

Cash Out

Refinance Current Mortgage Only

HELOC

I want to look at all of my options

What type of property are you planning on purchasing?

Single Family Home

Condominium

Townhome

Multi Family Home

Other

Do you plan to live in the home, use as a vacation home or use as an investment property?

Primary Residence

Second / Vacation Home

Investment Property

Do you plan to hold or Flip this investment property?

Buy and Hold as a rental

Fix and Flip

Haven't Decided

Are you a first-time investor?

Yes

How many properties have you flipped (or exited) in the last 24 months?

None

1 - 4 properties

5 + properties

Do you currently own other rental properties?

Yes

Do you plan to hold your investment property in an entity

Yes

Haven't Decided Yet

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

How do you use this property?

Primary Residence

Second / Vacation Home

Investment Property

Where are you at in the purchase process?

Signed a Purchase Agreement

Offer Pending / Found Property

Buying in 2-6 Months

Researching Options

Need a Pre-Approval Letter

What state will this property be located in?

Alabama
Alaska
Arizona
Arkansas
California
Colorado
Connecticut
Delaware
Florida
Georgia
Hawaii
Idaho
Illinois
Indiana
Iowa
Kansas
Kentucky
Louisiana
Maine
Maryland
Massachusetts
Michigan
Minnesota
Mississippi
Missouri
Montana
Nebraska
Nevada
New Hampshire
New Jersey
New Mexico
New York
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
Rhode Island
South Carolina
South Dakota
Tennessee
Texas
Utah
Vermont
Virginia
Washington
West Virginia
Wisconsin
Wyoming
No elements found. Consider changing the search query.
List is empty.

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

How much do you have for a down payment?

I need down payment assistance

3 - 5%

5 - 10%

10 - 20%

25% +

What is the purchase price of the new property?

(Approximation is fine)

How much are you putting down for the down payment?

I need down payment assistance

3 - 5%

5 - 10%

10 - 20%

25% +

What is the address of the property?

*This will allow us to determine the estimated value of the property

What is your approximate credit score?

Poor (Below 600)

Below Average (600 - 619)

Fair (620-679)

Good (680 - 719)

Excellent (720+)

I don't know

Have you declared bankruptcy in the past 2 years?

Yes

Are you or your spouse a veteran?

Yes

How many employees do you have?

(Don't Count Yourself)

Estimate Gross Monthly Revenue that Gets Deposited Monthly

0 - $5,000

$5,001 - $10,000

$10,001 - $20,000

$20,001 - $30,000

$30,001 - $50,000

$50K +

Does the business operate out of your home?

Yes

What is the name of the business?

Do you have a website?

Yes

What is the Website Address?

Do you manufacture a product, such that you have a cost of goods sold for the product you ultimately sell?

Yes

Do you buy and then resell a product?

Yes

Total Number of Physical Locations?

2 - 5

5 +

Do you have any employees or 1099 contractors you pay?

Yes

Briefly Describe the Business you Own:

Full Name

Get Rates and Terms With No Credit Check Required!

🔒 Your Information is secure

Email Address

We Take Privacy Seriously. No Spam!

🔒 Your Information is secure

Enter Your Phone Number and You're All Done!

Complete This Final Step to Get Rates, terms & Calculate Payment

Cell Phone

*By submitting you agree that Broker Buddy LLC and its affiliates may call/text/email you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You can unsubscribe at any time.

🔒 Your Information is secure

🔒 This site is secure

Qualify Based on bank statements only!

No W2's or Tax Returns Needed!

Interest Only Options Available!
Get up to 90% Financing

100% Gift Funds Allowed

Fixed Rate and Adjustable Rate Options

No W2s or Tax Returns Needed!

We offer bank statement and 1099 home loans to self employed borrowers who may find if difficult qualifying using W2 and tax returns due to write-offs or fluctuations in pay.

With Bank Statement Loans, borrowers are qualified based upon their ability to repay using 24 month average of deposits. And, depending on the program, personal or business bank statements may be used.