Home Loans for Self Employed Borrowers

We offer Home financing solutions for self employed borrowers, business owners, and 1099 contractors. Options include bank statement and asset qualifier loans that do not require tax returns or W2s.

Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 09/15/2025

Are you self-employed or 1099?

Self-Employed

1099

Both

Neither

How many years have you been self employed?

0 - 12 months

1 - 2 years

2 + years

Does your revenue from the business get deposited into a business checking or personal checking?

Business Checking

Personal Checking

Both

Are you purchasing, refinancing, or cashing out?*

Purchasing

Refinance (No Cash Out)

Cash Out Refinance

Do you want cash out or are you just looking to refinance to a lower rate?

Cash Out

Refinance Current Mortgage Only

HELOC

I want to look at all of my options

Do you plan to live in the home, use as a vacation home or use as an investment property?

Primary Residence

Second / Vacation Home

Investment Property

Do you plan to hold or Flip this investment property?

Buy and Hold as a rental

Fix and Flip

Haven't Decided

Are you a first-time investor?

Yes

No

How many properties have you flipped (or exited) in the last 24 months?

None

1 - 4 properties

5 + properties

Do you currently own other rental properties?

No

Yes

Do you plan to hold your investment property in an entity

Yes

No

Haven't Decided Yet

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

$

How do you use this property?

Primary Residence

Second / Vacation Home

Investment Property

Where are you at in the purchase process?

What state will this property be located in?

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

What is the purchase price of the new property?

(Approximation is fine)

What is the address of the property?

*This will allow us to determine the estimated value of the property

Have you declared bankruptcy in the past 2 years?

Yes

No

Are you or your spouse a veteran?

Yes

No

How many employees do you have?

(Don't Count Yourself)

Does the business operate out of your home?

Yes

No

What is the name of the business?

Do you have a website?

Yes

No

What is the Website Address?

Do you manufacture a product, such that you have a cost of goods sold for the product you ultimately sell?

Yes

No

Do you buy and then resell a product?

Yes

No

Total Number of Physical Locations?

1

2 - 5

5 +

Do you have any employees or 1099 contractors you pay?

Yes

No

Briefly Describe the Business you Own:

Full Name

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Mortgages for Self Employed Borrowers

With tax write-offs and fluctuations in income, we understand that if may be difficult for self employed borrowers to qualify for home financing. That’s why we offer a variety of asset verification options such as bank statement loans to help people qualify.

With most of these types of loans, no tax returns, W2s, or K-1s are required! Ready to learn more?