Run the numbers on your next rental before you talk to a lender. Every calculator is free, needs no sign-up, and uses the same math DSCR lenders use to size your loan.
Find out what a rental qualifies for, how much you can borrow, and the cash you'll need to close.
Calculate your debt service coverage ratio from rent, taxes, insurance and HOA, and see if the property qualifies.
Open calculator →Estimate long-term market rent for a property, the number an appraiser's rent schedule will drive.
Estimate rent →Work backward from rent to the largest loan, and the highest purchase price, that still hits your target DSCR.
Open calculator →See your down payment, closing costs and reserves added up so you know the total cash you need.
Open estimator →Estimate lender fees, title, escrow and prepaids on a DSCR loan before you get a Loan Estimate.
Open estimator →Compare an interest-only payment against a fully amortized one and see how it changes your DSCR.
Open calculator →See how your hazard, flood and rent-loss premiums move your DSCR, and how much premium the deal can carry.
Open calculator →Pull cash out of a rental or your home and compare your options side by side.
Find out how much cash you can pull from a rental with a DSCR cash-out refinance, and your new payment.
Open calculator →Three tools in one: second-lien DSCR, blended rate vs. cash-out refi, and closed-end second payment.
Open calculators →Estimate the cash you could get from your home with no monthly payment, and what you'd owe at the end.
Open calculator →Plan the exit from a short-term or construction loan into long-term DSCR financing.
Run a full buy, rehab, rent, refinance, repeat deal: cash left in, cash-out at refi, cash flow and return.
Open calculator →Estimate the DSCR cash-out you can get on a finished BRRRR property based on its new appraised value.
Open calculator →See whether a DSCR loan can pay off your hard money loan and how much cash comes back to you.
Open calculator →Estimate the long-term DSCR loan that can take out your construction loan once the build is done.
Open estimator →Send us the deal and we'll price it with multiple DSCR lenders. No hard credit pull.
Calculator results are estimates for educational purposes only and are not a loan offer or commitment to lend. Actual rates, terms and eligibility depend on credit, property and lender guidelines.
Find out how much home you can buy or discover how much you can save by refinancing.
Learn exactly how much you qualify for and what you would save by working with us.
Get mortgage loan approval to move forward with your property.

Trevor Gravink
Mortgage Consultant
CEO/Owner
(619) 404-6637
NMLS: 1707407
NMLS Consumer Access Lookup Tool
CA DRE # 02117228
5371 Wilshire Dr. San Diego, CA 92116
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