Home Loans for People with Poor or Bad Credit

We assist qualifying borrowers even if they’ve had some past credit issues.


Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 09/15/2025

Are you purchasing, refinancing, or cashing out?*

Do you want cash out or are you just looking to refinance to a lower rate?

What type of property are you planning on purchasing?

Do you plan to live in the home, use as a vacation home or use as an investment property?

Do you plan to hold or Flip this investment property?

Are you a first-time investor?

How many properties have you flipped (or exited) in the last 24 months?

Do you currently own other rental properties?

Do you plan to hold your investment property in an entity

How much cash are you trying to get?

Approximately how much do you currently owe on your mortgage?

(If you have a second mortgage or HELOC please combine the total amount you owe)

$

How do you use this property?

Where are you at in the purchase process?

What state will this property be located in?

*

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

How much do you have for a down payment?

What is the purchase price of the new property?

(Approximation is fine)

How much are you putting down for the down payment?

What is the address of the property?

*This will allow us to determine the estimated value of the property

What is your approximate credit score?

Have you declared bankruptcy in the past 2 years?

Are you or your spouse a veteran?

Full Name

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Email Address

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Cell Phone

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Mortgages for Those with Challenged Credit

We have mortgage solutions available for many borrowers despite their poor of bad credit histories.

In order to determine if you may qualify, we’ll need to pull and review your credit.

If you already know your credit score, you can simply relay your score to us and we can give you an idea if we have an option worth pursuing.

Call Us (619) 404-6637
America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with Broker Buddy LLC.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

Sunnyhill Financial Inc.

Company NMLS: 1708856

NMLS: 1707407

NMLS Consumer Access Lookup Tool

600 California St, Suite 12-032,
San Francisco, CA, 94108

Broker Buddy LLC

Trevor Gravink

Mortgage Consultant

CEO/Owner

(619) 404-6637

[email protected]

NMLS: 1707407

NMLS Consumer Access Lookup Tool

DRE # 20117228

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5371 Wilshire Dr. San Diego, CA 92116

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