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Looking for an FHA Energy Efficient Mortgage?

An energy-efficient mortgage (EEM) is a loan for purchasing or refinancing a home that meets certain energy-efficiency requirements, or for improving a home to make it more energy-efficient.

Answer a Few Quick Questions and Let’s See if You’re Eligible

No Credit Check Required!

Get Rates and Terms as of 10/29/2026

What type of property do you plan to purchase?

Do you currently own a home?

How many people live in your household?

Include yourself, spouse, children, other adults and senior dependents.

Do you (or a co-borrower or dependent household member) have a disability?

Are you or your spouse a veteran?

Are you or your spouse currently serving?

What is your branch of service?

Do you recieve VA disability over 10%?

Do you (or a co-borrower) work in any of these professions?

(Select all that apply)

What is your annual household income?

Include all income for all occupants over 18 years of age.

$

Where are you at in the purchase process?

What state will this property be located in?

What is the City, County or Zip Codes You Plan on Purchasing a Property in?

What is the purchase price range of the properties you are looking to buy?

(Approximation is fine)

What is the purchase price of the new property?

(Approximation is fine)

What is the address of the property?

*This will allow us to determine the estimated value of the property

What is your approximate credit score?

Have you declared bankruptcy in the past 2 years?

Full Name

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FHA Energy Efficient Mortgage

An FHA Energy Efficient Mortgage (EEM) allows homeowners to finance energy-saving improvements as part of their FHA loan, making it easier to enhance their home’s efficiency without requiring a separate loan. This program helps borrowers reduce utility costs by funding upgrades such as solar panels, insulation, energy-efficient windows, and HVAC systems. The FHA EEM is available for both home purchases and refinances, and the added cost of improvements is rolled into the mortgage, eliminating the need for upfront cash. By increasing energy efficiency, homeowners not only save money on monthly expenses but also boost their property’s value and contribute to a greener environment.

America’s Short-Term Rental Property Financing

STEP 1

Apply Online or Call Directly

Find out how much home you can buy or discover how much you can save by refinancing.

STEP 2

Review What Options You Can Qualify For

Learn exactly how much you qualify for and what you would save by working with us.

STEP 3

Get Loan Approval in 24 Hours

Get mortgage loan approval to move forward with your property.

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Broker Buddy LLC

Trevor Gravink

Mortgage Consultant

CEO/Owner

(619) 404-6637

[email protected]

NMLS: 1707407

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CA DRE # 02117228

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5371 Wilshire Dr. San Diego, CA 92116

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Company NMLS # 2022974

CA DRE # 02126109

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