FHA Down Payment Grants in North Carolina

Mortgage Assistance for Homebuyers for 2025

Greensboro Homebuyer Down Payment AssistanceThe homebuyer down payment and closing cost assistance program (DPA) is a source of financial assistance for first-time homebuyers purchasing homes within Greensboro city limits

HouseCharlotte ProgramDreamKey Partners helps to administer the HouseCharlotte Program on behalf of the City of Charlotte.

NC Home Advantage Mortgage ProgramThis program provides stable, fixed-rate mortgage and down payment assistance of up to 5 percent of the loan amount. Repayment of the down payment is not required, unless the property is sold, refinanced, or transferred within 15 years.

Raleigh Homebuyer ProgramIn order to help more residents of Raleigh secure safe and affordable housing, the City provides assistance to qualifying individuals with its Homebuyer Program.

Winston-Salem Home Ownership AssistanceProgramThe City of Winston-Salem Homebuyer Assistance Program provides financial and technical assistance to first-time homebuyers with incomes less than 80% of the area median income.

Please note that all programs listed on this website may involve a second mortgage with payments that are forgiven, deferred, or subsidized in some manner until resale of the mortgaged property.

This is not a complete list, but it can serve as a starting point in your search for the down payment assistance program or grant for your situation. It is up to the consumer to contact these entities and find out the specifics of each program.